- Heat the refried beans in a microwave safe bowl for 2 minutes until steaming. Cover and set aside. 
- Place a large clean saucepan over medium heat. Once heated, spray with cooking oil and place 2-3 tortillas in the oil. Sear the tortillas for 1 minute on the first side, then flip over, and sprinkle with grated cheese. 
- Cover and cook until cheese is melted and tortillas are lightly fried. 
- Once cooked, remove from pan and layer each taco with heated refried beans, a scoop of chicken, lots of pico de gallo, and a huge slather of spicy ranch. 
- If desired, top with fresh lime juice and diced cilantro. 
- Enjoy!